Caravan Finance

Get Approved Caravan Loan Finance
Our expert finance consultants have access to multiple lending partners, so you can shop for your new caravan with the confidence of obligation free pre-approval.

If you’re currently in research mode, here’s a quick explanation of options in the business finance market:

Secured Personal Caravan Loan
Under a secured loan, money is borrowed to purchase a tangible item – in this case a caravan – to be used as security for the loan.

Features

  • Fixed interest rate.
  • Generally a lower interest rate than an unsecured loan.
  • Loan terms available from between 1–5 years.
  • Scheduled repayments
  • Potential tax benefits if used for business purposes.

Get your 30 second quick-quote today!

Chattel Mortgage
A chattel mortgage allows businesses ranging from sole traders to large corporations to secure a loan against a caravan. To qualify for a chattel mortgage, the caravan needs to be used for at least 50 per cent business purposes.

Features

  • Potential tax benefits (speak to your accountant).
  • Your business owns the caravan without upfront payment.
  • Loan terms available from between 1–7 years.
  • Fixed interest rate

Get your 30 second quick-quote today!

Commercial Hire Purchase (CHP)
CHP essentially means that a finance company purchases a caravan, which is then hired out to an individual or business under a contracted payment plan.

Features

  • Lower interest rate based on the car being used as security for the loan.
  • Flexible repayment periods (two – five years).
  • Set monthly repayments for financial certainty.
  • Retain the caravan once payment is finalised.
  • Tax deductions may be claimed if the caravan is used for business purposes.
  • Input tax credits may be available if the caravan is registered for GST.

Message us for more information, or call now on 131 438.