Car Finance Options

Find the best car loan.

The vast majority of vehciles financed in Australia are through consumer loans. We are able to accomodate other options of financing, get in contact with our consultants to help find the best car loans.

Car finance options

Consumer Loan

A consumer loan is the option for the majority of customers looking to finance a car. This is what is typically used to obtain car finance. It is, quite simply, a loan between the lender and the purchasor, with regular repayment structures. Ownership of the vehicle is in... [click here to read more about a consumer loan]

 

Chattel Mortgage.

A chattel mortgage allows your business to obtain a business use car loan. Businesses such as sole traders, partnerships and large corporations to secure a loan against a motor vehicle. The vehicle must be used for a minimum of 50% business use to qualify for such a loan, and you need to be an ABN holder. Repayment options can... [click here to read more about a chattel mortgage]

Commercial Hire Purchase Agreement

A commercial car hire purchase is a method of vehicle financing. It is one of several business car finance options. CHP essentially means that a finance company buys a vehicle for a customer and then in turn grants the client use and custody of the motor vehicle on an contractually stated payment plan. [click here to read more about a Commercial Hire Purchase]

 

Novated Lease

A Novated Lease is an agreement where your employer leases a vehicle on your behalf, while you make the payments towards the vehicle. It is a requirement of this type of finance that an agreement between your current employer and an financier be secured in place in order if you to take advantage of this type of finance. We can arrange such agreeements in your current workplace. Please check with your employer to explore the options available to you.

Visit our full discussion on our Novated Leasing Page.