citibank loans

Citibank

As part of one of the largest financial services organisation (Citigroup), Citibank commenced consumer operations in Australia in 1985 when it was the first foreign bank granted a banking licence.

In Australia, Citi operates with three major business divisions:

• Consumer group (Citibank & Diners Club)
• Market & Banking (Global banking, capital markets & transaction services)
• Wealth management (Citi Smith Barney, Citi Investment Research, The Citi Private Bank)

Citibank has a range of financial services which includes:

• Banking (Everyday and savings accounts, term deposits, foreign currency accounts)
• Mortgages for first home buyers, refinancers, domestic and overseas investors, self-employed (variable & fixed rates, low doc loans, line of credit options)
• Insurance (Personal, life, income, trauma & recovery, total & permanent Disability insurance)
• Credit cards (Rewards programs, low rate options, cash back & business credit cards)
• Personal lending (Debt consolidation, education loans, project loans, access cash loans)
• Business loans (amounts from $5,000 - $50,000, revolving loan terms, min. $30,000 income necessary for eligibility, variable rate)
• Investments (Managed funds, structured products, superannuation, dual foreign currency accounts, multi foreign currency accounts, term deposits)

Independent credit rating provider Standard & Poor’s rates the Citigroup Pty Ltd credit at A+ / Stable / A-1 for local currency as well as foreign currency.